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Employment Practices
Liability Insurance |
Can Your
Company Afford To Pay A $1,000,000 Employment Claim And Still Continue In
Business?
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Today's workplace can be a dangerous place -
For employers! Discrimination. Wrongful termination. Sexual
harassment. Employment Practices Liability is a growing concern for all
companies.
The need
has never been greater. Increasing media attention plus recent legislation
such as the Americans With Disabilities Act (ADA) of 1990 has increased the
exposure everywhere.
Employment Practices Liability Insurance (EPLI),
fills an emerging need not covered by most of your insurance policies.
Statistics show an Employer is more likely to have an employment claim than
a Property or General Liability claim. So why would you purchase General
Liability and Property coverage, but not Employment Practices Liability
Insurance? With premiums starting as low as $500 there should be no
hesitation. |
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What Can A
Policy Cover?
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Sexual
& Non-Sexual Harassment
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Misrepresentation
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Wrongful
Termination
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Intererence
With Contracts
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Wrongful
Demotion
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Defamation/Libel
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Wrongful
Evaluation/Discipline
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Infliction
Of Emotional Distress
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Invasion of
Privacy
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Infliction
of Mental Anguish
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Breach of
Implied Employment Contact
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Humiliation
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Breach of
Employees' Civil Rights
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Violations
of Public Privacy
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Wrongful
Deprivation of Career
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Family
Medical Leave Act
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Opportunity
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Negligent
Hiring
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Failure To
Grant Tenure
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Sexual
Harassment
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Sexual
Harassment charges have more than doubled from
1991 to 1996. |
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A 1996
Survey found 70% of working women have been
subjected to some form of Sexual Harassment, and 52%
of women have either been fired or forced to quit because
of Sexual Harassment. |
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Over 15,000
Sexual Harassment Claims are filed each year. |
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Employment Claim Awards Rising
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The average
jury award for Employment Claims has almost
doubled from approximately $168,00 in 1990 to $300,000 in 1996. |
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56% of 616
Companies surveyed had a Discrimination Claim
within the past 5 years. |
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Over
$27,000,000 won for victims under Federal Laws in 1996. |
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American
With Disabilities Act (ADA) claims have risen from
999 in 1992 to 13,740 in 1996. |
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10% of all
awards in cases involving Discrimination and
Wrongful Termination are in excess of $1,000,000. |
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Can You
Afford Not To Buy The Coverage?
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For more information call John Peterman at
(800) 254-7162 or
click here. |
