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Large Enough
To Handle
The Most
Complex Of
Risks,
Yet Small
Enough To
Care!
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A homeowners insurance policy
helps protect one of your most valuable assets in case of loss. By working
with you, we will advise you on a policy that will give you the best, most
effective cost coverage for your needs |
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Benefits
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Home Replacement Coverage -
For homes insured for 100% of their replacement value,
damage resulting from a covered incident will be repaired in full, even if
the repair cost exceeds the policy limits. |
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Electronics and Valuables Coverage -
You can add additional protection for your valuables such
as jewelry, furs, stamp and coin collections, silverware, home computers,
and cellular phones. Check with us regarding the limits of your homeowners
policy, and if one or more of these additional coverages would be right for
you. |
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Package Policy -
By combining your homeowners or renters or condo
coverages, your auto insurance, and your personal liability coverage all
into one policy, you get additional protection through higher limits than
with separate policies. And best of all, a package policy costs less than
separate policies.
Plus, you have one helpful agent, one policy, and one renewal date.
And while you're thinking about it: don't forget your valuable items such as
jewelry, coin and stamp collections and coverage for your boat. |
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Discounts
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Some or all of these discounts may be applicable to your situation. Check
with us to see which ones apply to you, and how much they will reduce the
cost of your insurance. |
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 | Home sprinkler systems |
| Fire and burglar alarms |
| Smoke detectors |
| Dead-bolt locks |
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| Important
Note: This website provides only a simplified description of
these coverages and is not a statement of contract. For complete
details of coverages, conditions, limits, and losses not covered, be
sue to read the policy, including all endorsements. |
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